A.I. Could Be the New Play to Increase Minority Homeownership

Kori Hale


Dec 30, 2019

AI is being used to reduce discrimination against certain minority groups who are applying for home loans. A recent study found that while in-person mortgage lenders tend to reject minority applicants at a rate 6% higher than non-minority applicants with similar backgrounds, AI algorithms that handle online applications approved minority and non-minority applicants at the same rate. Algorithms like this one can go a long way towards closing the wealth gap.

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